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Downside Buffers

Downside Buffers

Are You Worried About Market Downturn?

Most investors have two main objectives: try to make money and try not to lose any money along the way. Would you like to downside risk from of a loss? We represent some companies that offer products with downside market preservation strategies with various investment choices and with reasonable fee structures. Do you have a time horizon of at least six years?

Investing With Downside Buffers and The Impact of Large Losses on Your Retirement Timeline

As you can see in the hypothetical chart below, if your assets lost 20% of their value, you would net a total return of 25% to break even. Assuming a 2% compound annual gross rate of return, it could take more than 11 years to make up the loss.

If your portfolio
is down
You will need this overall
to break even
10% 11%
20% 25%
30% 43%
Assuming that loss, you'll need this many years to break even, assuming a compound annual gross rate of return

rate of
return

2% 4% 6% 8%

years

5.3 2.7 1.8 1.4
11.3 5.7 3.8 2.9
8.0 9.1 6.1 4.6

You can view examples provided by AXA, Allianz, and Brighthouse below. You should check out the three links below and then and give us a call.

please call us at!
(979)-695-9272
or send us an email on our contact page
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Cook Financial Group is an independent firm with securities offered through Peak Brokerage Services, LLC., Member FINRA/SIPC. Advisory services offered through Blackridge Asset Management, LLC. a SEC Registered Investment Adviser.  Investments in securities do not offer a fix rate of return. Principal, yield and/or share price will fluctuate with changes in market conditions and, when sold or redeemed, you may receive more or less than originally invested.  No system or financial planning strategy can guarantee future results.   

Cook Financial Group is an independent firm with securities offered through Peak Brokerage Services, LLC., Member FINRA/SIPC. Advisory services offered through Blackridge Asset Management, LLC. a SEC Registered Investment Adviser. 

Investments in securities do not offer a fix rate of return. Principal, yield and/or share price will fluctuate with changes in market conditions and, when sold or redeemed, you may receive more or less than originally invested.  No system or financial planning strategy can guarantee future results. 

 

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